Borrow 0% interest loans with ETH as collateral. Stake LQTY or LUSD to earn network fees and rewards.
There are no log files and no traces whatsoever when you access Liquity Zone. Privacy of our users is priority #1.
Our load balanced cluster of bare metal servers ensure the app is always accessible with failover systems in place to ensure 100% uptime.
You keep 98% of all network fees and rewards earned. The nominal 2% fee helps us keep Liquity Zone operational and build new features.
Liquity is a decentralized borrowing protocol offering interest-free liquidity against collateral in Ether. By utilizing a novel liquidation mechanism and leveraging an algorithmic monetary policy it can offer unprecedented benefits for borrowers.
Borrow the stablecoin LUSD interest-free against your Ether as collateral. There is a zero interest rate on loans as the protocol can generate the LUSD tokens itself, thus it does not need to pass any capital costs onto the borrowers.
There is no administrator with special privileges that could interfere with, alter, or halt the operation of the liquity protocol in any way. Plus the Liquity Zone front end is build for complete privacy and anonymity.
The Liquity protocol allows a minimum collateral ratio of 110%! Which equates to a loan-to-value ratio of 90.09%. This makes borrowing highly capital efficient and allows for up to 11x leverage on your investments.
LUSD is a fully redeemable stablecoin. At any point in time, you can redeem your LUSD for the underlying Ether collateral at face value. Every redemption leads to a contraction of the total LUSD supply and to an adjustment of the base rate.
Unlike other platforms, Liquity protocol does not rely on human governance to vote on monetary interventions. All protocol parameters are either preset and immutable or algorithmically controlled by the protocol itself — making human interventions redundant.
The system captures the revenue from the borrowing and redemption fees and pays it out on a pro rata basis to the stakers of the LQTY token. Holders can also deposit LUSD tokens to the Stability Pool to earn network fees in ETH and LQTY rewards.